Comparison · 2026
The Best Crypto Tax Calculator in India
Every Indian crypto investor faces the same flat 30% under Section 115BBH and 1% TDS under Section 194S — the only question is which calculator gets it right and lets you see your tax before you pay. Here's an honest comparison of CryptoITR, KoinX, ClearTax and Koinly, and why CryptoITR is the only one that's free to calculate.
The short answer
If you want to check your crypto tax for free and only pay for a downloadable, ITR-ready report, CryptoITR is the best pick — your full Section 115BBH liability, TDS credit and FIFO breakdown are free, with reports from ₹199/FY. KoinX, ClearTax and Koinly are all capable India calculators, but typically require a paid plan to reveal your final tax figure or download a report.
CryptoITR vs KoinX vs ClearTax vs Koinly
Feature comparison for Indian crypto tax (FY 2025-26). = yes · = partial / paid-gated · = no.
| Feature | CryptoITRFree to calculate | KoinX | ClearTax | Koinly |
|---|---|---|---|---|
| Free tax calculationCompetitors let you import data free but gate the actual tax number / report behind a paid plan. | ||||
| Section 115BBH (flat 30%) engine | ||||
| 1% TDS (Sec 194S) tracking & credit | ||||
| FIFO cost basis (as expected for VDA) | ||||
| No loss set-off enforced correctly | ||||
| Schedule VDA–ready export | ||||
| Indian exchange CSV support (CoinDCX, WazirX, CoinSwitch…) | ||||
| AIS / TIS reconciliation | ||||
| Built only for India (not a global tool retrofitted) | ||||
| Starting price for a downloadable report | ₹199 / FY | Paid plan | Paid plan | Paid plan |
Competitor capabilities and pricing are based on publicly available information as of June 2026 and can change — please verify the current plan and price on each provider's official website before deciding. "Partial" usually means the feature exists but the result or report is behind a paid plan.
How to choose a crypto tax calculator in India
Section 115BBH accuracy
It must apply a flat 30% + 4% cess, allow no deductions except cost of acquisition, and refuse to set off losses — against other crypto or any other income.
See your tax before paying
A good tool lets you compute your liability for free and only charges for the formatted report. Avoid tools that hide the number until you subscribe.
Schedule VDA output
Your report should map straight to Schedule VDA in ITR-2/ITR-3, with per-trade TDS so you can claim the 1% credit.
Your exchanges supported
Check it parses your actual CoinDCX, WazirX, CoinSwitch, Binance, KuCoin or Bybit statements — including futures, not just spot.
The tools, briefly
CryptoITR — India-only crypto tax calculator built around Section 115BBH. Free to calculate your full VDA tax, TDS credit and FIFO breakdown; ITR-ready reports from ₹199/FY. Includes AIS/TIS reconciliation and broad Indian-exchange CSV support. Best when you want to verify your number before paying. Read how we calculate.
KoinX — Popular India-focused crypto tax platform with wide exchange and wallet integrations. Strong product, but the full tax report typically requires a paid plan. A good option if you want many automatic integrations; verify current pricing on koinx.com.
ClearTax — Well-known Indian tax brand that also offers crypto tax. Convenient if you already file your full ITR through ClearTax, though the crypto report is generally part of a paid plan. Verify current pricing on cleartax.in.
Koinly — A capable global crypto tax tool with an India mode. Because it's built for many countries, double-check that the no-loss-set-off rule and 1% TDS handling match Indian law for your situation. Reports require a paid plan; verify pricing on koinly.io.
Frequently asked questions
What is the best crypto tax calculator in India?
For most Indian investors the best crypto tax calculator is the one that is accurate for Section 115BBH and lets you see your tax for free before paying. CryptoITR calculates your VDA tax (flat 30% + 4% cess), 1% TDS credit and FIFO cost basis for free, and only charges (from ₹199/FY) when you want the downloadable, ITR-ready report. KoinX, ClearTax and Koinly are also India-capable but typically require a paid plan to see your full tax figure or download a report.
Is there a free crypto tax calculator for India?
Yes. CryptoITR is free to calculate your crypto tax — you can upload your exchange statements and see your full 115BBH liability, TDS credit and FIFO breakdown without paying. You only pay (from ₹199 per financial year) if you want to download the formatted ITR-ready report. Most other tools import your data for free but require a paid plan to reveal the final tax number.
Is CryptoITR a good KoinX alternative?
CryptoITR is a strong KoinX alternative for Indian users who want to check their tax before paying. Both apply Section 115BBH, track 1% TDS and support major Indian exchanges. The main difference is the free moat: CryptoITR shows your computed tax for free and charges only for the report (from ₹199/FY), whereas KoinX generally gates the tax report behind a paid plan. Pricing for KoinX should be verified on their site as it changes.
Do these calculators file my ITR for me?
No mainstream crypto tax calculator files your ITR automatically. They compute your VDA tax and produce a report (Schedule VDA figures) that you — or your Chartered Accountant — enter into the income-tax portal when filing ITR-2 or ITR-3. CryptoITR produces a Schedule VDA–ready report designed to drop straight into your return.
Why is Indian crypto tax so specific?
India taxes Virtual Digital Assets under Section 115BBH: a flat 30% on every gain (plus 4% cess), no long-term/short-term distinction, no deductions except cost of acquisition, no set-off of losses against other income or even other crypto, and a 1% TDS on most sells under Section 194S. A global tax tool retrofitted for India often gets the no-loss-set-off and TDS rules wrong, which is why an India-first calculator matters.
Calculate your crypto tax free
Upload your exchange statement and see your full Section 115BBH tax — no payment to view the number.